ABS Data›Credit Card

Discover Card Master Trust I / Discover Card Execution Note Trust DCENT

  • 30+ day delinquency 1.74% of receivables, Nov 2025
  • Net charge-offs 2.45% annualized, Nov 2025
  • Payment rate 26.34% of beginning receivables, Nov 2025
  • Excess spread 13.70% annualized, 3-month average, Nov 2025
  • Receivables $27.14B , Nov 2025
  • Series 0 outstanding · 0 matured
  • Reports through Nov 2025

Figures are the trust's own, as its servicer reports them each month on SEC Form 10-D; trusts define them differently (Methodology §11 lists each trust's definition), so compare trends more than levels.

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